Insurance topic
8 published guides
Home, Renters & Property Insurance
See how flat-dollar and percentage deductibles work, why wind, hail, hurricane, or named-storm deductibles can be separate, and how to convert a percentage into dollars.
Home, Renters & Property Insurance
How detailed a home inventory should be for insurance purposes — item descriptions, photos, serial numbers, and value records — organized room by room, plus its real limitations.
Home, Renters & Property Insurance
See how dwelling, other structures, personal property, loss of use, liability, and medical payments work—and where common gaps like flood and earthquake can appear.
Home, Renters & Property Insurance
Two policies with the same dollar limit can pay very different amounts after a loss. Here's how actual cash value and replacement cost actually work, step by step.
Home, Renters & Property Insurance
Some homeowners policies carry more than one deductible. Here's the difference between flat, percentage, and catastrophe deductibles, with a worked example.
Home, Renters & Property Insurance
Personal liability coverage protects you if you're found responsible for someone else's injury or damage — but it has real boundaries. Here's how it works.
Home, Renters & Property Insurance
Your landlord's insurance protects the building, not your belongings. Here's what a renters policy actually covers, and what to check before you sign one.
Home, Renters & Property Insurance
A condo owner's coverage is split between two policies. Here's how an HO-6 and an association master policy typically divide the work.
